Call reports 2001
PENTUCKET BANK — 2001
What PENTUCKET BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 234,224,000 | 244,023,000 | 248,136,000 | 251,630,000 |
| Total loans | 134,900,000 | 144,873,000 | 148,821,000 | 152,446,000 |
| Allowance for loan losses | 932,000 | 976,000 | 1,022,000 | 1,106,000 |
| Securities available for sale | 72,168,000 | 72,500,000 | 75,171,000 | 74,894,000 |
| Securities held to maturity | 7,461,000 | 6,963,000 | 5,966,000 | 4,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,224,000 | 201,653,000 | 204,929,000 | 207,974,000 |
| Interest-bearing deposits | 175,194,000 | 180,542,000 | 185,351,000 | 187,525,000 |
| Noninterest-bearing deposits | 18,030,000 | 21,111,000 | 19,578,000 | 20,449,000 |
| Equity capital | 38,110,000 | 38,873,000 | 39,827,000 | 40,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,929,000 | 7,961,000 | 12,037,000 | 16,143,000 |
| Interest expense | 1,944,000 | 3,858,000 | 5,763,000 | 7,551,000 |
| Net interest income | 1,985,000 | 4,103,000 | 6,274,000 | 8,592,000 |
| Noninterest income | 82,000 | 202,000 | 291,000 | 409,000 |
| Noninterest expense | 1,401,000 | 2,808,000 | 4,251,000 | 5,795,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 188,000 |
| Pretax income | 849,000 | 2,008,000 | 3,070,000 | 4,004,000 |
| Income tax | 305,000 | 721,000 | 1,100,000 | 1,428,000 |
| Net income | 544,000 | 1,287,000 | 1,970,000 | 2,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,817,000 | 36,560,000 | 37,243,000 | 37,849,000 |
| Total capital | 36,749,000 | 38,686,000 | 38,879,000 | 39,736,000 |
| Risk-weighted assets | 154,253,000 | 161,035,000 | 161,730,000 | 162,971,000 |