Call reports 2025
BRIDGE CITY STATE BANK — 2025
What BRIDGE CITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 226,330,000 | 240,237,000 | 261,646,000 | 260,842,000 |
| Total loans | 122,258,000 | 124,974,000 | 125,732,000 | 127,991,000 |
| Allowance for loan losses | 1,207,000 | 1,186,000 | 1,198,000 | 1,303,000 |
| Securities available for sale | 86,860,000 | 85,067,000 | 86,237,000 | 86,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,917,000 | 191,424,000 | 216,776,000 | 214,710,000 |
| Interest-bearing deposits | 124,031,000 | 125,026,000 | 146,815,000 | 158,054,000 |
| Noninterest-bearing deposits | 61,886,000 | 66,398,000 | 69,961,000 | 56,656,000 |
| Equity capital | 16,586,000 | 17,042,000 | 19,316,000 | 20,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,692,000 | 5,499,000 | 8,552,000 | 11,665,000 |
| Interest expense | 792,000 | 1,602,000 | 2,514,000 | 3,388,000 |
| Net interest income | 1,900,000 | 3,897,000 | 6,038,000 | 8,277,000 |
| Noninterest income | 204,000 | 418,000 | 632,000 | 844,000 |
| Noninterest expense | 1,424,000 | 2,858,000 | 4,321,000 | 5,847,000 |
| Provision for loan losses | 10,000 | 10,000 | 26,000 | 186,000 |
| Pretax income | 670,000 | 1,447,000 | 2,339,000 | 3,064,000 |
| Income tax | 90,000 | 197,000 | 336,000 | 231,000 |
| Net income | 580,000 | 1,250,000 | 2,003,000 | 2,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,731,000 | 29,213,000 | 29,766,000 | 30,197,000 |
| Total capital | 29,955,000 | 30,415,000 | 30,964,000 | 31,540,000 |
| Risk-weighted assets | 143,567,000 | 145,693,000 | 151,559,000 | 154,260,000 |