Call reports 2024
BRIDGE CITY STATE BANK — 2024
What BRIDGE CITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 217,595,000 | 212,273,000 | 210,742,000 | 229,838,000 |
| Total loans | 90,240,000 | 88,807,000 | 101,388,000 | 116,980,000 |
| Allowance for loan losses | 1,098,000 | 1,098,000 | 1,043,000 | 1,219,000 |
| Securities available for sale | 92,371,000 | 90,896,000 | 92,004,000 | 87,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,094,000 | 196,346,000 | 191,906,000 | 186,782,000 |
| Interest-bearing deposits | 137,505,000 | 128,732,000 | 132,238,000 | 124,607,000 |
| Noninterest-bearing deposits | 60,589,000 | 67,614,000 | 59,668,000 | 62,175,000 |
| Equity capital | 15,028,000 | 15,065,000 | 17,598,000 | 15,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,670,000 | 7,045,000 | 9,739,000 |
| Interest expense | 476,000 | 999,000 | 1,497,000 | 2,260,000 |
| Net interest income | 1,830,000 | 3,671,000 | 5,548,000 | 7,479,000 |
| Noninterest income | 197,000 | 394,000 | 624,000 | 843,000 |
| Noninterest expense | 1,330,000 | 2,700,000 | 4,169,000 | 5,665,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 263,000 |
| Pretax income | 697,000 | 1,365,000 | 2,003,000 | 2,507,000 |
| Income tax | 87,000 | 171,000 | 251,000 | 332,000 |
| Net income | 610,000 | 1,194,000 | 1,752,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,449,000 | 27,833,000 | 28,191,000 | 28,364,000 |
| Total capital | 28,586,000 | 28,970,000 | 29,273,000 | 29,600,000 |
| Risk-weighted assets | 119,788,000 | 116,992,000 | 125,244,000 | 141,279,000 |