Call reports 2023
BRIDGE CITY STATE BANK — 2023
What BRIDGE CITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 204,180,000 | 203,833,000 | 203,717,000 | 218,639,000 |
| Total loans | 85,226,000 | 84,541,000 | 87,085,000 | 89,419,000 |
| Allowance for loan losses | 899,000 | 934,000 | 964,000 | 936,000 |
| Securities available for sale | 98,296,000 | 95,613,000 | 90,805,000 | 94,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,621,000 | 186,053,000 | 188,204,000 | 198,427,000 |
| Interest-bearing deposits | 125,168,000 | 123,668,000 | 123,761,000 | 133,581,000 |
| Noninterest-bearing deposits | 63,453,000 | 62,385,000 | 64,443,000 | 64,846,000 |
| Equity capital | 14,474,000 | 13,600,000 | 10,971,000 | 15,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,850,000 | 5,845,000 | 8,119,000 |
| Interest expense | 235,000 | 534,000 | 910,000 | 1,309,000 |
| Net interest income | 1,666,000 | 3,316,000 | 4,935,000 | 6,810,000 |
| Noninterest income | 160,000 | 334,000 | 541,000 | 750,000 |
| Noninterest expense | 1,243,000 | 2,508,000 | 3,808,000 | 5,130,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 113,000 |
| Pretax income | 545,000 | 1,067,000 | 1,556,000 | 2,317,000 |
| Income tax | 12,000 | 73,000 | 126,000 | 216,000 |
| Net income | 533,000 | 994,000 | 1,430,000 | 2,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,996,000 | 26,282,000 | 26,543,000 | 27,039,000 |
| Total capital | 27,024,000 | 27,345,000 | 27,636,000 | 28,104,000 |
| Risk-weighted assets | 105,755,000 | 111,752,000 | 116,432,000 | 118,748,000 |