Call reports 2022
BRIDGE CITY STATE BANK — 2022
What BRIDGE CITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 212,859,000 | 208,048,000 | 203,571,000 | 201,918,000 |
| Total loans | 77,864,000 | 80,597,000 | 80,841,000 | 86,463,000 |
| Allowance for loan losses | 878,000 | 888,000 | 800,000 | 830,000 |
| Securities available for sale | 109,761,000 | 101,164,000 | 97,227,000 | 97,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,256,000 | 194,447,000 | 192,536,000 | 184,142,000 |
| Interest-bearing deposits | 132,556,000 | 129,737,000 | 127,218,000 | 122,663,000 |
| Noninterest-bearing deposits | 60,700,000 | 64,710,000 | 65,318,000 | 61,479,000 |
| Equity capital | 19,265,000 | 13,281,000 | 10,607,000 | 12,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,375,000 | 5,193,000 | 7,099,000 |
| Interest expense | 136,000 | 257,000 | 407,000 | 596,000 |
| Net interest income | 1,525,000 | 3,118,000 | 4,786,000 | 6,503,000 |
| Noninterest income | 141,000 | 277,000 | 425,000 | 567,000 |
| Noninterest expense | 1,203,000 | 2,385,000 | 3,607,000 | 4,892,000 |
| Provision for loan losses | -50,000 | -30,000 | 160,000 | 190,000 |
| Pretax income | 513,000 | 1,040,000 | 1,444,000 | 1,988,000 |
| Income tax | 55,000 | 128,000 | 163,000 | 209,000 |
| Net income | 458,000 | 912,000 | 1,281,000 | 1,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,042,000 | 25,321,000 | 25,515,000 | 25,838,000 |
| Total capital | 25,929,000 | 26,218,000 | 26,324,000 | 26,677,000 |
| Risk-weighted assets | 102,533,000 | 106,400,000 | 106,072,000 | 108,226,000 |