Call reports 2020
BRIDGE CITY STATE BANK — 2020
What BRIDGE CITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 224,064,000 | 259,691,000 | 263,853,000 | 244,547,000 |
| Total loans | 82,814,000 | 83,233,000 | 84,228,000 | 83,895,000 |
| Allowance for loan losses | 785,000 | 860,000 | 877,000 | 890,000 |
| Securities available for sale | 108,966,000 | 109,356,000 | 113,040,000 | 120,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,226,000 | 233,387,000 | 237,092,000 | 217,691,000 |
| Interest-bearing deposits | 152,407,000 | 170,260,000 | 175,382,000 | 159,430,000 |
| Noninterest-bearing deposits | 47,819,000 | 63,127,000 | 61,710,000 | 58,261,000 |
| Equity capital | 23,089,000 | 25,109,000 | 25,387,000 | 25,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,722,000 | 5,499,000 | 7,231,000 |
| Interest expense | 244,000 | 514,000 | 789,000 | 1,020,000 |
| Net interest income | 1,641,000 | 3,208,000 | 4,710,000 | 6,211,000 |
| Noninterest income | 137,000 | 261,000 | 441,000 | 578,000 |
| Noninterest expense | 1,169,000 | 2,321,000 | 3,486,000 | 4,689,000 |
| Provision for loan losses | 61,000 | 135,000 | 159,000 | 183,000 |
| Pretax income | 576,000 | 1,079,000 | 1,759,000 | 2,299,000 |
| Income tax | 91,000 | 172,000 | 279,000 | 364,000 |
| Net income | 485,000 | 907,000 | 1,480,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,189,000 | 22,451,000 | 22,865,000 | 23,120,000 |
| Total capital | 22,982,000 | 23,319,000 | 23,750,000 | 24,018,000 |
| Risk-weighted assets | 102,420,000 | 103,547,000 | 103,616,000 | 104,703,000 |