Call reports 2019
BRIDGE CITY STATE BANK — 2019
What BRIDGE CITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 208,255,000 | 210,525,000 | 210,165,000 | 214,987,000 |
| Total loans | 74,301,000 | 74,149,000 | 73,952,000 | 79,309,000 |
| Allowance for loan losses | 695,000 | 710,000 | 718,000 | 724,000 |
| Securities available for sale | 116,927,000 | 115,474,000 | 111,476,000 | 104,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,150,000 | 188,512,000 | 186,799,000 | 191,669,000 |
| Interest-bearing deposits | 139,624,000 | 142,644,000 | 140,042,000 | 146,609,000 |
| Noninterest-bearing deposits | 48,526,000 | 45,868,000 | 46,757,000 | 45,060,000 |
| Equity capital | 19,735,000 | 21,568,000 | 22,534,000 | 22,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,599,000 | 5,476,000 | 7,276,000 |
| Interest expense | 197,000 | 415,000 | 653,000 | 895,000 |
| Net interest income | 1,608,000 | 3,184,000 | 4,823,000 | 6,381,000 |
| Noninterest income | 164,000 | 319,000 | 462,000 | 601,000 |
| Noninterest expense | 1,076,000 | 2,140,000 | 3,264,000 | 4,438,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 681,000 | 1,351,000 | 1,994,000 | 2,523,000 |
| Income tax | 101,000 | 195,000 | 323,000 | 380,000 |
| Net income | 580,000 | 1,156,000 | 1,671,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,782,000 | 21,197,000 | 21,552,000 | 21,864,000 |
| Total capital | 21,506,000 | 21,923,000 | 22,286,000 | 22,604,000 |
| Risk-weighted assets | 99,812,000 | 97,168,000 | 94,709,000 | 100,048,000 |