Call reports 2018
BRIDGE CITY STATE BANK — 2018
What BRIDGE CITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 222,808,000 | 216,263,000 | 208,943,000 | 208,340,000 |
| Total loans | 63,159,000 | 68,195,000 | 69,399,000 | 71,853,000 |
| Allowance for loan losses | 721,000 | 721,000 | 720,000 | 750,000 |
| Securities available for sale | 128,867,000 | 126,566,000 | 121,144,000 | 118,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,322,000 | 199,746,000 | 192,737,000 | 190,459,000 |
| Interest-bearing deposits | 158,417,000 | 152,958,000 | 143,812,000 | 143,693,000 |
| Noninterest-bearing deposits | 47,905,000 | 46,788,000 | 48,925,000 | 46,766,000 |
| Equity capital | 16,065,000 | 16,266,000 | 15,871,000 | 17,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,457,000 | 5,241,000 | 7,045,000 |
| Interest expense | 197,000 | 398,000 | 597,000 | 783,000 |
| Net interest income | 1,478,000 | 3,059,000 | 4,644,000 | 6,262,000 |
| Noninterest income | 181,000 | 333,000 | 502,000 | 670,000 |
| Noninterest expense | 1,008,000 | 2,033,000 | 3,121,000 | 4,306,000 |
| Provision for loan losses | -87,000 | -87,000 | -87,000 | -57,000 |
| Pretax income | 738,000 | 1,446,000 | 2,112,000 | 2,683,000 |
| Income tax | 111,000 | 230,000 | 321,000 | 404,000 |
| Net income | 627,000 | 1,216,000 | 1,791,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,184,000 | 19,598,000 | 19,999,000 | 20,362,000 |
| Total capital | 19,934,000 | 20,348,000 | 20,748,000 | 21,141,000 |
| Risk-weighted assets | 95,713,000 | 99,668,000 | 98,557,000 | 99,718,000 |