Call reports 2015
BRIDGE CITY STATE BANK — 2015
What BRIDGE CITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,592,000 | 178,920,000 | 183,916,000 | 185,901,000 |
| Total loans | 62,690,000 | 64,893,000 | 64,212,000 | 64,220,000 |
| Allowance for loan losses | 836,000 | 838,000 | 890,000 | 888,000 |
| Securities available for sale | 89,483,000 | 89,682,000 | 97,430,000 | 98,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,141,000 | 163,250,000 | 167,032,000 | 169,619,000 |
| Interest-bearing deposits | 127,552,000 | 129,382,000 | 134,810,000 | 134,752,000 |
| Noninterest-bearing deposits | 33,589,000 | 33,868,000 | 32,222,000 | 34,867,000 |
| Equity capital | 15,830,000 | 15,288,000 | 16,388,000 | 16,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,862,000 | 4,422,000 | 5,909,000 |
| Interest expense | 149,000 | 297,000 | 453,000 | 611,000 |
| Net interest income | 1,289,000 | 2,565,000 | 3,969,000 | 5,298,000 |
| Noninterest income | 162,000 | 492,000 | 413,000 | 678,000 |
| Noninterest expense | 929,000 | 1,871,000 | 2,772,000 | 3,870,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 685,000 | 1,349,000 | 1,773,000 | 2,269,000 |
| Income tax | 157,000 | 333,000 | 442,000 | 625,000 |
| Net income | 528,000 | 1,016,000 | 1,331,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,398,000 | 15,786,000 | 16,001,000 | 16,164,000 |
| Total capital | 16,288,000 | 16,678,000 | 16,945,000 | 17,106,000 |
| Risk-weighted assets | 82,072,000 | 85,616,000 | 87,528,000 | 86,813,000 |