Call reports 2014
BRIDGE CITY STATE BANK — 2014
What BRIDGE CITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 166,805,000 | 164,472,000 | 171,412,000 | 175,595,000 |
| Total loans | 59,745,000 | 60,199,000 | 61,106,000 | 63,924,000 |
| Allowance for loan losses | 763,000 | 816,000 | 783,000 | 801,000 |
| Securities available for sale | 84,166,000 | 86,461,000 | 89,209,000 | 88,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,093,000 | 149,824,000 | 156,390,000 | 160,262,000 |
| Interest-bearing deposits | 123,049,000 | 119,227,000 | 123,413,000 | 127,949,000 |
| Noninterest-bearing deposits | 30,044,000 | 30,597,000 | 32,977,000 | 32,313,000 |
| Equity capital | 13,355,000 | 14,302,000 | 14,564,000 | 15,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,735,000 | 4,144,000 | 5,713,000 |
| Interest expense | 148,000 | 295,000 | 439,000 | 589,000 |
| Net interest income | 1,205,000 | 2,440,000 | 3,705,000 | 5,124,000 |
| Noninterest income | 148,000 | 206,000 | 380,000 | 373,000 |
| Noninterest expense | 957,000 | 1,922,000 | 2,890,000 | 3,968,000 |
| Provision for loan losses | 67,000 | 118,000 | 118,000 | 18,000 |
| Pretax income | 340,000 | 617,000 | 1,088,000 | 1,540,000 |
| Income tax | 97,000 | 148,000 | 296,000 | 399,000 |
| Net income | 243,000 | 469,000 | 792,000 | 1,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,273,000 | 14,499,000 | 14,822,000 | 14,971,000 |
| Total capital | 15,080,000 | 15,369,000 | 15,659,000 | 15,826,000 |
| Risk-weighted assets | 74,193,000 | 74,500,000 | 76,994,000 | 79,301,000 |