Call reports 2013
BRIDGE CITY STATE BANK — 2013
What BRIDGE CITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 145,375,000 | 148,929,000 | 147,567,000 | 159,366,000 |
| Total loans | 54,657,000 | 55,868,000 | 57,905,000 | 57,817,000 |
| Allowance for loan losses | 821,000 | 862,000 | 911,000 | 695,000 |
| Securities available for sale | 72,722,000 | 74,107,000 | 76,863,000 | 75,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,234,000 | 136,100,000 | 134,261,000 | 146,434,000 |
| Interest-bearing deposits | 104,055,000 | 110,020,000 | 105,603,000 | 116,037,000 |
| Noninterest-bearing deposits | 26,179,000 | 26,080,000 | 28,658,000 | 30,397,000 |
| Equity capital | 14,504,000 | 12,640,000 | 13,076,000 | 12,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,427,000 | 3,703,000 | 5,037,000 |
| Interest expense | 146,000 | 317,000 | 459,000 | 600,000 |
| Net interest income | 1,078,000 | 2,110,000 | 3,244,000 | 4,437,000 |
| Noninterest income | 145,000 | 377,000 | 556,000 | 729,000 |
| Noninterest expense | 839,000 | 1,783,000 | 2,633,000 | 3,741,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 170,000 |
| Pretax income | 349,000 | 624,000 | 1,042,000 | 1,255,000 |
| Income tax | 94,000 | 182,000 | 308,000 | 355,000 |
| Net income | 255,000 | 442,000 | 734,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,885,000 | 13,922,000 | 14,064,000 | 14,130,000 |
| Total capital | 14,706,000 | 14,778,000 | 14,936,000 | 14,869,000 |
| Risk-weighted assets | 65,862,000 | 68,477,000 | 69,738,000 | 70,828,000 |