Call reports 2012
BRIDGE CITY STATE BANK — 2012
What BRIDGE CITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,729,000 | 133,281,000 | 132,866,000 | 135,747,000 |
| Total loans | 56,331,000 | 56,042,000 | 55,289,000 | 54,942,000 |
| Allowance for loan losses | 833,000 | 760,000 | 768,000 | 777,000 |
| Securities available for sale | 55,883,000 | 62,987,000 | 65,268,000 | 67,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,813,000 | 117,964,000 | 117,211,000 | 120,500,000 |
| Interest-bearing deposits | 86,063,000 | 90,864,000 | 87,959,000 | 96,502,000 |
| Noninterest-bearing deposits | 26,750,000 | 27,100,000 | 29,252,000 | 23,998,000 |
| Equity capital | 14,202,000 | 14,490,000 | 14,696,000 | 14,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,641,000 | 3,875,000 | 5,164,000 |
| Interest expense | 146,000 | 276,000 | 418,000 | 557,000 |
| Net interest income | 1,140,000 | 2,365,000 | 3,457,000 | 4,607,000 |
| Noninterest income | 184,000 | 297,000 | 465,000 | 632,000 |
| Noninterest expense | 924,000 | 1,843,000 | 2,714,000 | 3,785,000 |
| Provision for loan losses | 30,000 | 215,000 | 267,000 | 312,000 |
| Pretax income | 370,000 | 609,000 | 1,026,000 | 1,227,000 |
| Income tax | 120,000 | 230,000 | 383,000 | 433,000 |
| Net income | 250,000 | 379,000 | 643,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,586,000 | 13,615,000 | 13,729,000 | 13,730,000 |
| Total capital | 14,419,000 | 14,375,000 | 14,497,000 | 14,507,000 |
| Risk-weighted assets | 67,230,000 | 65,297,000 | 65,207,000 | 64,969,000 |