Call reports 2011
BRIDGE CITY STATE BANK — 2011
What BRIDGE CITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,052,000 | 121,022,000 | 124,479,000 | 124,071,000 |
| Total loans | 56,969,000 | 57,457,000 | 55,399,000 | 57,514,000 |
| Allowance for loan losses | 1,015,000 | 903,000 | 943,000 | 930,000 |
| Securities available for sale | 49,077,000 | 52,646,000 | 55,233,000 | 55,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,914,000 | 106,284,000 | 109,460,000 | 109,316,000 |
| Interest-bearing deposits | 80,237,000 | 80,591,000 | 82,797,000 | 82,736,000 |
| Noninterest-bearing deposits | 25,677,000 | 25,693,000 | 26,663,000 | 26,580,000 |
| Equity capital | 13,407,000 | 13,936,000 | 14,176,000 | 14,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,587,000 | 3,915,000 | 5,250,000 |
| Interest expense | 168,000 | 328,000 | 486,000 | 646,000 |
| Net interest income | 1,118,000 | 2,259,000 | 3,429,000 | 4,604,000 |
| Noninterest income | 174,000 | 383,000 | 562,000 | 741,000 |
| Noninterest expense | 885,000 | 1,808,000 | 2,731,000 | 3,875,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 196,000 | 724,000 | 1,221,000 | 1,576,000 |
| Income tax | 71,000 | 206,000 | 361,000 | 428,000 |
| Net income | 125,000 | 518,000 | 860,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,813,000 | 13,106,000 | 13,298,000 | 13,436,000 |
| Total capital | 13,571,000 | 13,903,000 | 14,109,000 | 14,279,000 |
| Risk-weighted assets | 60,365,000 | 63,668,000 | 64,757,000 | 67,337,000 |