Call reports 2009
BRIDGE CITY STATE BANK — 2009
What BRIDGE CITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,097,000 | 121,415,000 | 124,961,000 | 128,385,000 |
| Total loans | 56,469,000 | 56,997,000 | 61,018,000 | 59,902,000 |
| Allowance for loan losses | 841,000 | 866,000 | 814,000 | 844,000 |
| Securities available for sale | 49,303,000 | 52,463,000 | 48,324,000 | 47,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,270,000 | 108,138,000 | 110,720,000 | 114,652,000 |
| Interest-bearing deposits | 72,229,000 | 69,169,000 | 72,992,000 | 80,549,000 |
| Noninterest-bearing deposits | 44,041,000 | 38,969,000 | 37,728,000 | 34,103,000 |
| Equity capital | 11,952,000 | 12,466,000 | 13,194,000 | 12,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,223,000 | 4,862,000 | 6,445,000 |
| Interest expense | 225,000 | 439,000 | 662,000 | 915,000 |
| Net interest income | 1,366,000 | 2,784,000 | 4,200,000 | 5,530,000 |
| Noninterest income | 119,000 | 256,000 | 426,000 | 587,000 |
| Noninterest expense | 782,000 | 1,542,000 | 2,323,000 | 3,937,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 703,000 | 1,498,000 | 2,263,000 | 2,282,000 |
| Income tax | 197,000 | 424,000 | 731,000 | 686,000 |
| Net income | 506,000 | 1,074,000 | 1,532,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,092,000 | 11,560,000 | 11,918,000 | 11,807,000 |
| Total capital | 11,918,000 | 12,368,000 | 12,732,000 | 12,647,000 |
| Risk-weighted assets | 66,024,000 | 64,552,000 | 67,546,000 | 67,176,000 |