Call reports 2007

BRIDGE CITY STATE BANK — 2007

Name: BRIDGE CITY STATE BANK — FFIEC call report 2007
Creator: BRIDGE CITY STATE BANK

What BRIDGE CITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf1c4a18-1284-4ca4-a3ad-1769ae5583e7/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	100,535,000	98,226,000	96,993,000	99,428,000
Total loans	48,567,000	50,333,000	51,668,000	52,743,000
Allowance for loan losses	688,000	733,000	739,000	697,000
Securities available for sale	38,742,000	36,345,000	38,676,000	41,513,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	90,502,000	87,973,000	86,083,000	87,623,000
Interest-bearing deposits	59,185,000	60,165,000	60,357,000	62,235,000
Noninterest-bearing deposits	31,317,000	27,808,000	25,726,000	25,388,000
Equity capital	9,627,000	9,860,000	10,473,000	10,153,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,516,000	3,087,000	4,626,000	6,206,000
Interest expense	307,000	638,000	976,000	1,318,000
Net interest income	1,209,000	2,449,000	3,650,000	4,888,000
Noninterest income	123,000	283,000	417,000	558,000
Noninterest expense	732,000	1,439,000	2,122,000	3,114,000
Provision for loan losses	-500,000	-500,000	-500,000	-500,000
Pretax income	1,100,000	1,793,000	2,441,000	1,932,000
Income tax	171,000	360,000	547,000	655,000
Net income	929,000	1,433,000	1,894,000	1,277,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	9,831,000	10,219,000	10,561,000	9,931,000
Total capital	10,519,000	10,952,000	11,298,000	10,628,000
Risk-weighted assets	58,705,000	59,181,000	58,948,000	59,761,000