Call reports 2006
BRIDGE CITY STATE BANK — 2006
What BRIDGE CITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 108,427,000 | 102,759,000 | 96,800,000 | 97,467,000 |
| Total loans | 39,995,000 | 39,928,000 | 43,030,000 | 44,224,000 |
| Allowance for loan losses | 1,236,000 | 1,268,000 | 1,102,000 | 1,147,000 |
| Securities available for sale | 39,515,000 | 43,400,000 | 46,736,000 | 41,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,558,000 | 94,913,000 | 87,901,000 | 88,350,000 |
| Interest-bearing deposits | 69,681,000 | 63,796,000 | 59,204,000 | 60,009,000 |
| Noninterest-bearing deposits | 30,877,000 | 31,117,000 | 28,697,000 | 28,341,000 |
| Equity capital | 7,532,000 | 7,563,000 | 8,479,000 | 8,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,788,000 | 4,234,000 | 5,703,000 |
| Interest expense | 274,000 | 573,000 | 863,000 | 1,155,000 |
| Net interest income | 1,060,000 | 2,215,000 | 3,371,000 | 4,548,000 |
| Noninterest income | 126,000 | 254,000 | 396,000 | 527,000 |
| Noninterest expense | 649,000 | 1,363,000 | 2,049,000 | 2,947,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -200,000 |
| Pretax income | 537,000 | 1,106,000 | 1,918,000 | 2,328,000 |
| Income tax | 152,000 | 327,000 | 520,000 | 608,000 |
| Net income | 385,000 | 779,000 | 1,398,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,003,000 | 8,289,000 | 8,789,000 | 9,065,000 |
| Total capital | 8,677,000 | 8,950,000 | 9,455,000 | 9,747,000 |
| Risk-weighted assets | 53,331,000 | 52,268,000 | 52,840,000 | 54,095,000 |