Call reports 2002
BRIDGE CITY STATE BANK — 2002
What BRIDGE CITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,648,000 | 87,150,000 | 83,507,000 | 86,147,000 |
| Total loans | 58,610,000 | 55,010,000 | 48,574,000 | 45,178,000 |
| Allowance for loan losses | 1,584,000 | 1,641,000 | 2,236,000 | 1,918,000 |
| Securities available for sale | 18,798,000 | 21,363,000 | 23,242,000 | 26,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,729,000 | 79,681,000 | 76,967,000 | 79,522,000 |
| Interest-bearing deposits | 65,132,000 | 63,715,000 | 60,613,000 | 63,702,000 |
| Noninterest-bearing deposits | 15,597,000 | 15,966,000 | 16,354,000 | 15,820,000 |
| Equity capital | 6,484,000 | 6,918,000 | 6,151,000 | 6,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,807,000 | 4,160,000 | 5,335,000 |
| Interest expense | 517,000 | 966,000 | 1,371,000 | 1,732,000 |
| Net interest income | 914,000 | 1,841,000 | 2,789,000 | 3,603,000 |
| Noninterest income | 270,000 | 538,000 | 781,000 | 1,015,000 |
| Noninterest expense | 698,000 | 1,441,000 | 2,403,000 | 3,238,000 |
| Provision for loan losses | 90,000 | 170,000 | 1,586,000 | 1,636,000 |
| Pretax income | 396,000 | 768,000 | -419,000 | -256,000 |
| Income tax | 180,000 | 232,000 | -23,000 | -42,000 |
| Net income | 216,000 | 536,000 | -396,000 | -214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,368,000 | 6,688,000 | 5,756,000 | 5,938,000 |
| Total capital | 7,157,000 | 7,438,000 | 6,433,000 | 6,589,000 |
| Risk-weighted assets | 62,340,000 | 59,102,000 | 52,630,000 | 50,774,000 |