Call reports 2012
FIRST COMMUNITY BANK SILVER LAKE — 2012
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,339,000 | 25,014,000 | 24,925,000 | 25,886,000 |
| Total loans | 9,618,000 | 10,121,000 | 10,392,000 | 9,586,000 |
| Allowance for loan losses | 154,000 | 154,000 | 159,000 | 174,000 |
| Securities available for sale | 8,701,000 | 8,514,000 | 9,396,000 | 10,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,850,000 | 22,402,000 | 22,231,000 | 22,639,000 |
| Interest-bearing deposits | 19,517,000 | 20,394,000 | 20,196,000 | 20,716,000 |
| Noninterest-bearing deposits | 2,332,000 | 2,008,000 | 2,035,000 | 1,923,000 |
| Equity capital | 2,454,000 | 2,569,000 | 2,650,000 | 2,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 421,000 | 633,000 | 834,000 |
| Interest expense | 42,000 | 78,000 | 111,000 | 142,000 |
| Net interest income | 174,000 | 343,000 | 522,000 | 692,000 |
| Noninterest income | 6,000 | 15,000 | 21,000 | 27,000 |
| Noninterest expense | 128,000 | 249,000 | 381,000 | 543,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 227,000 | 362,000 | 431,000 | 430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | 362,000 | 431,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,158,000 | 2,293,000 | 2,362,000 | 2,361,000 |
| Total capital | 2,312,000 | 2,446,000 | 2,520,000 | 2,517,000 |
| Risk-weighted assets | 12,542,000 | 12,208,000 | 12,654,000 | 12,426,000 |