Call reports 2011
FIRST COMMUNITY BANK SILVER LAKE — 2011
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,813,000 | 24,820,000 | 24,829,000 | 24,896,000 |
| Total loans | 9,781,000 | 10,296,000 | 10,537,000 | 9,400,000 |
| Allowance for loan losses | 157,000 | 146,000 | 124,000 | 154,000 |
| Securities available for sale | 13,577,000 | 12,633,000 | 12,120,000 | 11,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,339,000 | 21,790,000 | 22,256,000 | 22,259,000 |
| Interest-bearing deposits | 19,512,000 | 20,164,000 | 20,107,000 | 20,491,000 |
| Noninterest-bearing deposits | 1,827,000 | 1,626,000 | 2,149,000 | 1,769,000 |
| Equity capital | 1,927,000 | 2,229,000 | 2,518,000 | 2,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 521,000 | 753,000 | 991,000 |
| Interest expense | 58,000 | 118,000 | 171,000 | 219,000 |
| Net interest income | 202,000 | 403,000 | 582,000 | 772,000 |
| Noninterest income | 6,000 | 17,000 | 23,000 | 31,000 |
| Noninterest expense | 152,000 | 301,000 | 474,000 | 662,000 |
| Provision for loan losses | 0 | 20,000 | 35,000 | 74,000 |
| Pretax income | 62,000 | 187,000 | 239,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 187,000 | 239,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,926,000 | 2,051,000 | 2,103,000 | 2,131,000 |
| Total capital | 2,083,000 | 2,197,000 | 2,227,000 | 2,285,000 |
| Risk-weighted assets | 13,604,000 | 13,844,000 | 13,753,000 | 13,003,000 |