Call reports 2010
FIRST COMMUNITY BANK SILVER LAKE — 2010
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,300,000 | 23,919,000 | 24,210,000 | 23,750,000 |
| Total loans | 11,208,000 | 10,938,000 | 10,739,000 | 9,496,000 |
| Allowance for loan losses | 182,000 | 106,000 | 116,000 | 157,000 |
| Securities available for sale | 13,448,000 | 10,195,000 | 9,546,000 | 12,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,659,000 | 21,701,000 | 21,568,000 | 20,740,000 |
| Interest-bearing deposits | 21,233,000 | 20,310,000 | 19,854,000 | 19,152,000 |
| Noninterest-bearing deposits | 1,426,000 | 1,391,000 | 1,714,000 | 1,588,000 |
| Equity capital | 1,815,000 | 2,150,000 | 2,572,000 | 1,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 608,000 | 883,000 | 1,132,000 |
| Interest expense | 85,000 | 164,000 | 234,000 | 299,000 |
| Net interest income | 234,000 | 444,000 | 649,000 | 833,000 |
| Noninterest income | 10,000 | 11,000 | 19,000 | 34,000 |
| Noninterest expense | 170,000 | 350,000 | 512,000 | 759,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 42,000 |
| Pretax income | 74,000 | 170,000 | 338,000 | 451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 170,000 | 338,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,837,000 | 1,933,000 | 2,101,000 | 2,214,000 |
| Total capital | 2,018,000 | 2,039,000 | 2,217,000 | 2,371,000 |
| Risk-weighted assets | 14,693,000 | 14,005,000 | 13,808,000 | 13,157,000 |