Call reports 2009
FIRST COMMUNITY BANK SILVER LAKE — 2009
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,435,000 | 26,279,000 | 27,131,000 | 26,303,000 |
| Total loans | 12,498,000 | 12,021,000 | 11,864,000 | 11,513,000 |
| Allowance for loan losses | 193,000 | 193,000 | 155,000 | 230,000 |
| Securities available for sale | 11,823,000 | 12,336,000 | 13,399,000 | 13,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,514,000 | 23,464,000 | 23,171,000 | 23,888,000 |
| Interest-bearing deposits | 20,805,000 | 21,641,000 | 21,376,000 | 22,403,000 |
| Noninterest-bearing deposits | 1,709,000 | 1,823,000 | 1,795,000 | 1,485,000 |
| Equity capital | 1,814,000 | 1,690,000 | 2,051,000 | 1,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 692,000 | 1,015,000 | 1,358,000 |
| Interest expense | 121,000 | 236,000 | 348,000 | 444,000 |
| Net interest income | 227,000 | 456,000 | 667,000 | 914,000 |
| Noninterest income | 6,000 | 22,000 | 33,000 | 44,000 |
| Noninterest expense | 147,000 | 313,000 | 473,000 | 626,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 120,000 |
| Pretax income | 86,000 | 165,000 | 197,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 86,000 | 165,000 | 197,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,838,000 | 1,916,000 | 1,949,000 | 1,963,000 |
| Total capital | 2,031,000 | 2,104,000 | 2,104,000 | 2,164,000 |
| Risk-weighted assets | 15,596,000 | 15,157,000 | 15,838,000 | 16,077,000 |