Call reports 2008
FIRST COMMUNITY BANK SILVER LAKE — 2008
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 23,275,000 | 23,764,000 | 24,959,000 | 25,470,000 |
| Total loans | 11,536,000 | 11,075,000 | 11,911,000 | 12,390,000 |
| Allowance for loan losses | 158,000 | 162,000 | 184,000 | 193,000 |
| Securities available for sale | 10,735,000 | 11,395,000 | 11,578,000 | 11,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,580,000 | 20,242,000 | 21,054,000 | 21,904,000 |
| Interest-bearing deposits | 18,001,000 | 18,923,000 | 19,449,000 | 20,251,000 |
| Noninterest-bearing deposits | 1,579,000 | 1,319,000 | 1,605,000 | 1,653,000 |
| Equity capital | 1,890,000 | 1,921,000 | 1,794,000 | 1,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 704,000 | 1,053,000 | 1,429,000 |
| Interest expense | 138,000 | 266,000 | 405,000 | 536,000 |
| Net interest income | 218,000 | 438,000 | 648,000 | 893,000 |
| Noninterest income | 8,000 | 19,000 | 30,000 | 40,000 |
| Noninterest expense | 142,000 | 283,000 | 431,000 | 590,000 |
| Provision for loan losses | 1,000 | 4,000 | 87,000 | 87,000 |
| Pretax income | 83,000 | 170,000 | 160,000 | 256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 170,000 | 160,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,835,000 | 1,922,000 | 1,912,000 | 2,008,000 |
| Total capital | 1,993,000 | 2,084,000 | 2,096,000 | 2,201,000 |
| Risk-weighted assets | 14,016,000 | 13,920,000 | 14,964,000 | 15,409,000 |