Call reports 2007
FIRST COMMUNITY BANK SILVER LAKE — 2007
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,466,000 | 20,044,000 | 22,376,000 | 22,837,000 |
| Total loans | 11,185,000 | 11,334,000 | 10,891,000 | 11,029,000 |
| Allowance for loan losses | 190,000 | 183,000 | 157,000 | 157,000 |
| Securities available for sale | 7,340,000 | 7,260,000 | 9,352,000 | 10,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,441,000 | 18,114,000 | 19,287,000 | 19,680,000 |
| Interest-bearing deposits | 15,986,000 | 16,834,000 | 17,878,000 | 18,256,000 |
| Noninterest-bearing deposits | 1,455,000 | 1,280,000 | 1,409,000 | 1,424,000 |
| Equity capital | 1,827,000 | 1,805,000 | 1,964,000 | 2,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 646,000 | 985,000 | 1,344,000 |
| Interest expense | 120,000 | 247,000 | 386,000 | 535,000 |
| Net interest income | 204,000 | 399,000 | 599,000 | 809,000 |
| Noninterest income | 6,000 | 17,000 | 27,000 | 36,000 |
| Noninterest expense | 142,000 | 287,000 | 431,000 | 616,000 |
| Provision for loan losses | 3,000 | 6,000 | 7,000 | 7,000 |
| Pretax income | 65,000 | 123,000 | 188,000 | 222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 123,000 | 188,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,817,000 | 1,875,000 | 1,941,000 | 1,974,000 |
| Total capital | 1,969,000 | 2,038,000 | 2,098,000 | 2,131,000 |
| Risk-weighted assets | 12,229,000 | 13,094,000 | 13,232,000 | 13,492,000 |