Call reports 2006
FIRST COMMUNITY BANK SILVER LAKE — 2006
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,455,000 | 22,737,000 | 21,381,000 | 20,805,000 |
| Total loans | 14,984,000 | 13,781,000 | 12,650,000 | 12,015,000 |
| Allowance for loan losses | 184,000 | 189,000 | 193,000 | 198,000 |
| Securities available for sale | 7,189,000 | 7,085,000 | 7,181,000 | 6,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,827,000 | 17,875,000 | 17,875,000 | 18,735,000 |
| Interest-bearing deposits | 16,234,000 | 16,360,000 | 16,351,000 | 16,971,000 |
| Noninterest-bearing deposits | 1,593,000 | 1,515,000 | 1,524,000 | 1,764,000 |
| Equity capital | 1,787,000 | 1,761,000 | 1,881,000 | 1,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 735,000 | 1,085,000 | 1,429,000 |
| Interest expense | 146,000 | 294,000 | 451,000 | 593,000 |
| Net interest income | 218,000 | 441,000 | 634,000 | 836,000 |
| Noninterest income | 9,000 | 20,000 | 30,000 | 36,000 |
| Noninterest expense | 154,000 | 305,000 | 464,000 | 600,000 |
| Provision for loan losses | 4,000 | 9,000 | 29,000 | 32,000 |
| Pretax income | 69,000 | 147,000 | 171,000 | 240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 147,000 | 171,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,807,000 | 1,885,000 | 1,909,000 | 1,978,000 |
| Total capital | 1,991,000 | 2,065,000 | 2,059,000 | 2,139,000 |
| Risk-weighted assets | 15,207,000 | 14,517,000 | 12,097,000 | 12,923,000 |