Call reports 2005
FIRST COMMUNITY BANK SILVER LAKE — 2005
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,670,000 | 24,945,000 | 25,327,000 | 23,867,000 |
| Total loans | 15,813,000 | 15,645,000 | 16,181,000 | 15,346,000 |
| Allowance for loan losses | 170,000 | 175,000 | 180,000 | 180,000 |
| Securities available for sale | 7,781,000 | 7,711,000 | 7,661,000 | 7,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,446,000 | 18,911,000 | 18,255,000 | 18,910,000 |
| Interest-bearing deposits | 18,072,000 | 17,517,000 | 16,722,000 | 17,086,000 |
| Noninterest-bearing deposits | 1,374,000 | 1,394,000 | 1,533,000 | 1,824,000 |
| Equity capital | 1,886,000 | 1,933,000 | 1,946,000 | 1,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 732,000 | 1,117,000 | 1,492,000 |
| Interest expense | 111,000 | 224,000 | 354,000 | 495,000 |
| Net interest income | 257,000 | 508,000 | 763,000 | 997,000 |
| Noninterest income | 9,000 | 26,000 | 35,000 | 48,000 |
| Noninterest expense | 159,000 | 329,000 | 491,000 | 712,000 |
| Provision for loan losses | 8,000 | 12,000 | 17,000 | 21,000 |
| Pretax income | 99,000 | 193,000 | 290,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 193,000 | 290,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,850,000 | 1,867,000 | 1,929,000 | 1,951,000 |
| Total capital | 2,020,000 | 2,042,000 | 2,109,000 | 2,131,000 |
| Risk-weighted assets | 16,141,000 | 16,208,000 | 16,511,000 | 15,551,000 |