Call reports 2004
FIRST COMMUNITY BANK SILVER LAKE — 2004
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,027,000 | 25,044,000 | 25,011,000 | 26,031,000 |
| Total loans | 14,785,000 | 14,683,000 | 15,165,000 | 15,788,000 |
| Allowance for loan losses | 151,000 | 149,000 | 154,000 | 161,000 |
| Securities available for sale | 8,226,000 | 8,702,000 | 8,535,000 | 8,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,592,000 | 19,387,000 | 19,682,000 | 20,793,000 |
| Interest-bearing deposits | 18,268,000 | 18,150,000 | 18,497,000 | 19,331,000 |
| Noninterest-bearing deposits | 1,324,000 | 1,237,000 | 1,185,000 | 1,462,000 |
| Equity capital | 2,103,000 | 2,064,000 | 2,219,000 | 2,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 710,000 | 1,074,000 | 1,462,000 |
| Interest expense | 96,000 | 192,000 | 290,000 | 393,000 |
| Net interest income | 264,000 | 518,000 | 784,000 | 1,069,000 |
| Noninterest income | 11,000 | 30,000 | 39,000 | 49,000 |
| Noninterest expense | 144,000 | 292,000 | 440,000 | 662,000 |
| Provision for loan losses | 1,000 | 4,000 | 9,000 | 16,000 |
| Pretax income | 130,000 | 252,000 | 374,000 | 440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 252,000 | 374,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,836,000 | 1,934,000 | 2,031,000 | 2,046,000 |
| Total capital | 1,987,000 | 2,083,000 | 2,185,000 | 2,207,000 |
| Risk-weighted assets | 16,134,000 | 16,423,000 | 16,574,000 | 16,669,000 |