Call reports 2003
FIRST COMMUNITY BANK SILVER LAKE — 2003
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,405,000 | 22,978,000 | 23,928,000 | 24,563,000 |
| Total loans | 11,787,000 | 13,828,000 | 14,511,000 | 14,628,000 |
| Allowance for loan losses | 121,000 | 121,000 | 150,000 | 151,000 |
| Securities available for sale | 6,080,000 | 7,610,000 | 7,949,000 | 8,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,277,000 | 17,412,000 | 18,365,000 | 18,984,000 |
| Interest-bearing deposits | 15,092,000 | 16,242,000 | 17,089,000 | 17,738,000 |
| Noninterest-bearing deposits | 1,185,000 | 1,170,000 | 1,276,000 | 1,246,000 |
| Equity capital | 2,033,000 | 2,228,000 | 2,212,000 | 2,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 642,000 | 977,000 | 1,351,000 |
| Interest expense | 107,000 | 201,000 | 300,000 | 394,000 |
| Net interest income | 207,000 | 441,000 | 677,000 | 957,000 |
| Noninterest income | 10,000 | 29,000 | 40,000 | 52,000 |
| Noninterest expense | 138,000 | 281,000 | 446,000 | 651,000 |
| Provision for loan losses | 0 | 0 | 28,000 | 30,000 |
| Pretax income | 79,000 | 189,000 | 243,000 | 328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 189,000 | 243,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,817,000 | 1,914,000 | 1,956,000 | 2,029,000 |
| Total capital | 1,938,000 | 2,035,000 | 2,106,000 | 2,180,000 |
| Risk-weighted assets | 12,462,000 | 14,612,000 | 15,536,000 | 15,683,000 |