Call reports 2002
FIRST COMMUNITY BANK SILVER LAKE — 2002
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,700,000 | 19,328,000 | 20,187,000 | 20,675,000 |
| Total loans | 11,232,000 | 10,925,000 | 11,875,000 | 12,217,000 |
| Allowance for loan losses | 146,000 | 123,000 | 124,000 | 122,000 |
| Securities available for sale | 7,765,000 | 7,435,000 | 7,298,000 | 7,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,975,000 | 15,917,000 | 16,101,000 | 16,800,000 |
| Interest-bearing deposits | 14,925,000 | 14,829,000 | 14,935,000 | 15,564,000 |
| Noninterest-bearing deposits | 1,050,000 | 1,088,000 | 1,166,000 | 1,236,000 |
| Equity capital | 1,866,000 | 2,041,000 | 2,231,000 | 2,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 651,000 | 973,000 | 1,295,000 |
| Interest expense | 127,000 | 251,000 | 364,000 | 469,000 |
| Net interest income | 197,000 | 400,000 | 609,000 | 826,000 |
| Noninterest income | 8,000 | 20,000 | 29,000 | 39,000 |
| Noninterest expense | 129,000 | 252,000 | 375,000 | 525,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 168,000 | 263,000 | 340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 168,000 | 263,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,818,000 | 1,900,000 | 1,985,000 | 2,051,000 |
| Total capital | 1,964,000 | 2,023,000 | 2,109,000 | 2,173,000 |
| Risk-weighted assets | 12,839,000 | 12,190,000 | 12,743,000 | 12,841,000 |