Call reports 2001
FIRST COMMUNITY BANK SILVER LAKE — 2001
What FIRST COMMUNITY BANK SILVER LAKE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,861,000 | 18,933,000 | 19,650,000 | 20,151,000 |
| Total loans | 7,789,000 | 9,918,000 | 10,105,000 | 10,468,000 |
| Allowance for loan losses | 151,000 | 152,000 | 149,000 | 148,000 |
| Securities available for sale | 7,147,000 | 7,809,000 | 8,471,000 | 8,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,738,000 | 15,511,000 | 16,155,000 | 16,716,000 |
| Interest-bearing deposits | 14,437,000 | 14,444,000 | 14,988,000 | 15,404,000 |
| Noninterest-bearing deposits | 1,301,000 | 1,067,000 | 1,167,000 | 1,312,000 |
| Equity capital | 1,987,000 | 2,012,000 | 2,117,000 | 2,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 614,000 | 955,000 | 1,284,000 |
| Interest expense | 160,000 | 318,000 | 481,000 | 635,000 |
| Net interest income | 154,000 | 296,000 | 474,000 | 649,000 |
| Noninterest income | 10,000 | 25,000 | 35,000 | 45,000 |
| Noninterest expense | 111,000 | 238,000 | 358,000 | 487,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 103,000 | 133,000 | 201,000 | 257,000 |
| Income tax | 5,000 | 8,000 | 1,000 | 2,000 |
| Net income | 98,000 | 125,000 | 200,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,849,000 | 1,854,000 | 1,929,000 | 1,969,000 |
| Total capital | 1,977,000 | 2,001,000 | 2,078,000 | 2,117,000 |
| Risk-weighted assets | 10,218,000 | 11,883,000 | 12,120,000 | 12,305,000 |