Call reports 2009
FIRST DUPAGE BANK — 2009
What FIRST DUPAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 310,505,000 | 287,103,000 | 262,093,000 |
| Total loans | 256,657,000 | 243,826,000 | 211,568,000 |
| Allowance for loan losses | 11,850,000 | 20,000,000 | 7,800,000 |
| Securities available for sale | 16,518,000 | 14,112,000 | 13,751,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 277,741,000 | 268,456,000 | 253,992,000 |
| Interest-bearing deposits | 266,790,000 | 258,791,000 | 247,173,000 |
| Noninterest-bearing deposits | 10,951,000 | 9,665,000 | 6,819,000 |
| Equity capital | 16,199,000 | 1,805,000 | -8,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 3,548,000 | 6,009,000 | 8,459,000 |
| Interest expense | 2,528,000 | 4,912,000 | 6,906,000 |
| Net interest income | 1,020,000 | 1,097,000 | 1,553,000 |
| Noninterest income | -108,000 | -604,000 | -548,000 |
| Noninterest expense | 1,558,000 | 3,649,000 | 5,757,000 |
| Provision for loan losses | 1,219,000 | 13,492,000 | 22,752,000 |
| Pretax income | -1,222,000 | -15,993,000 | -26,850,000 |
| Income tax | 105,000 | 105,000 | 105,000 |
| Net income | -1,327,000 | -16,098,000 | -26,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 18,131,000 | 3,365,000 | -7,488,000 |
| Total capital | 21,388,000 | 6,549,000 | -7,488,000 |
| Risk-weighted assets | 261,577,000 | 237,917,000 | 220,672,000 |