Call reports 2008
FIRST DUPAGE BANK — 2008
What FIRST DUPAGE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 313,115,000 | 313,147,000 | 308,570,000 | 312,260,000 |
| Total loans | 263,190,000 | 268,246,000 | 262,819,000 | 260,152,000 |
| Allowance for loan losses | 5,300,000 | 9,500,000 | 9,400,000 | 10,500,000 |
| Securities available for sale | 21,960,000 | 35,925,000 | 34,480,000 | 33,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,111,000 | 270,555,000 | 267,960,000 | 276,995,000 |
| Interest-bearing deposits | 252,186,000 | 257,041,000 | 256,276,000 | 267,878,000 |
| Noninterest-bearing deposits | 10,925,000 | 13,514,000 | 11,684,000 | 9,117,000 |
| Equity capital | 31,254,000 | 25,873,000 | 23,939,000 | 18,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,055,000 | 9,451,000 | 13,825,000 | 17,794,000 |
| Interest expense | 2,924,000 | 5,510,000 | 8,112,000 | 10,708,000 |
| Net interest income | 2,131,000 | 3,941,000 | 5,713,000 | 7,086,000 |
| Noninterest income | 133,000 | 272,000 | 409,000 | 345,000 |
| Noninterest expense | 1,571,000 | 3,366,000 | 5,027,000 | 7,074,000 |
| Provision for loan losses | 638,000 | 4,957,000 | 6,618,000 | 11,324,000 |
| Pretax income | 485,000 | -3,680,000 | -5,093,000 | -10,537,000 |
| Income tax | 25,000 | 31,000 | 3,000 | -92,000 |
| Net income | 460,000 | -3,711,000 | -5,096,000 | -10,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,719,000 | 26,163,000 | 24,787,000 | 19,453,000 |
| Total capital | 34,298,000 | 29,847,000 | 28,267,000 | 22,899,000 |
| Risk-weighted assets | 284,617,000 | 288,910,000 | 278,710,000 | 274,863,000 |