Call reports 2007
FIRST DUPAGE BANK — 2007
What FIRST DUPAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 312,347,000 | 317,495,000 | 315,480,000 | 312,483,000 |
| Total loans | 256,911,000 | 263,714,000 | 260,551,000 | 262,192,000 |
| Allowance for loan losses | 3,400,000 | 3,225,000 | 4,000,000 | 4,700,000 |
| Securities available for sale | 38,436,000 | 37,468,000 | 38,831,000 | 38,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,556,000 | 270,788,000 | 271,170,000 | 277,386,000 |
| Interest-bearing deposits | 263,497,000 | 259,081,000 | 258,200,000 | 263,590,000 |
| Noninterest-bearing deposits | 12,059,000 | 11,707,000 | 12,970,000 | 13,796,000 |
| Equity capital | 33,023,000 | 31,771,000 | 30,872,000 | 30,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,055,000 | 11,974,000 | 17,990,000 | 23,527,000 |
| Interest expense | 3,167,000 | 6,392,000 | 9,826,000 | 13,034,000 |
| Net interest income | 2,888,000 | 5,582,000 | 8,164,000 | 10,493,000 |
| Noninterest income | 106,000 | 213,000 | 335,000 | 448,000 |
| Noninterest expense | 1,593,000 | 3,343,000 | 5,348,000 | 6,810,000 |
| Provision for loan losses | 100,000 | 175,000 | 1,795,000 | 3,463,000 |
| Pretax income | 1,301,000 | 2,277,000 | 1,356,000 | 668,000 |
| Income tax | 42,000 | 56,000 | 43,000 | 32,000 |
| Net income | 1,259,000 | 2,221,000 | 1,313,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,934,000 | 32,359,000 | 30,881,000 | 30,233,000 |
| Total capital | 36,334,000 | 35,584,000 | 34,547,000 | 33,878,000 |
| Risk-weighted assets | 289,628,000 | 293,949,000 | 292,177,000 | 289,778,000 |