Call reports 2006
FIRST DUPAGE BANK — 2006
What FIRST DUPAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 303,493,000 | 303,058,000 | 307,139,000 | 312,247,000 |
| Total loans | 257,505,000 | 248,863,000 | 254,133,000 | 258,868,000 |
| Allowance for loan losses | 3,400,000 | 3,250,000 | 3,350,000 | 3,300,000 |
| Securities available for sale | 23,841,000 | 32,895,000 | 39,356,000 | 40,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,191,000 | 268,913,000 | 267,620,000 | 260,877,000 |
| Interest-bearing deposits | 254,928,000 | 257,031,000 | 256,320,000 | 249,866,000 |
| Noninterest-bearing deposits | 15,263,000 | 11,882,000 | 11,300,000 | 11,010,000 |
| Equity capital | 28,796,000 | 30,314,000 | 31,301,000 | 32,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,451,000 | 11,443,000 | 17,246,000 | 23,106,000 |
| Interest expense | 2,423,000 | 5,211,000 | 8,238,000 | 11,306,000 |
| Net interest income | 3,028,000 | 6,232,000 | 9,008,000 | 11,800,000 |
| Noninterest income | 103,000 | 207,000 | 310,000 | 418,000 |
| Noninterest expense | 1,310,000 | 2,734,000 | 4,195,000 | 5,765,000 |
| Provision for loan losses | 167,000 | 312,000 | 412,000 | 646,000 |
| Pretax income | 1,601,000 | 3,340,000 | 4,658,000 | 5,582,000 |
| Income tax | 22,000 | 45,000 | 61,000 | 75,000 |
| Net income | 1,579,000 | 3,295,000 | 4,597,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,195,000 | 30,913,000 | 31,416,000 | 32,475,000 |
| Total capital | 32,595,000 | 34,163,000 | 34,766,000 | 35,775,000 |
| Risk-weighted assets | 283,756,000 | 274,978,000 | 277,345,000 | 288,532,000 |