Call reports 2005
FIRST DUPAGE BANK — 2005
What FIRST DUPAGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 238,554,000 | 269,110,000 | 287,668,000 | 287,598,000 |
| Total loans | 198,601,000 | 230,191,000 | 246,126,000 | 247,064,000 |
| Allowance for loan losses | 2,025,000 | 2,500,000 | 2,875,000 | 3,150,000 |
| Securities available for sale | 27,966,000 | 26,582,000 | 22,182,000 | 28,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,124,000 | 229,198,000 | 254,844,000 | 254,187,000 |
| Interest-bearing deposits | 195,649,000 | 207,984,000 | 235,696,000 | 238,972,000 |
| Noninterest-bearing deposits | 14,475,000 | 21,214,000 | 19,148,000 | 15,215,000 |
| Equity capital | 21,377,000 | 25,431,000 | 26,377,000 | 27,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,353,000 | 7,304,000 | 11,821,000 | 16,965,000 |
| Interest expense | 1,349,000 | 2,948,000 | 4,883,000 | 7,085,000 |
| Net interest income | 2,004,000 | 4,356,000 | 6,938,000 | 9,880,000 |
| Noninterest income | 98,000 | 197,000 | 306,000 | 419,000 |
| Noninterest expense | 1,168,000 | 2,385,000 | 3,628,000 | 5,002,000 |
| Provision for loan losses | 342,000 | 802,000 | 1,183,000 | 1,668,000 |
| Pretax income | 592,000 | 1,366,000 | 2,251,000 | 3,446,000 |
| Income tax | 0 | 0 | 12,000 | 28,000 |
| Net income | 592,000 | 1,366,000 | 2,239,000 | 3,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,783,000 | 25,563,000 | 26,437,000 | 27,617,000 |
| Total capital | 23,808,000 | 28,063,000 | 29,312,000 | 30,767,000 |
| Risk-weighted assets | 217,568,000 | 249,902,000 | 270,062,000 | 271,358,000 |