Call reports 2004
FIRST DUPAGE BANK — 2004
What FIRST DUPAGE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 169,430,000 | 178,804,000 | 202,460,000 | 222,158,000 |
| Total loans | 134,051,000 | 143,399,000 | 162,625,000 | 183,450,000 |
| Allowance for loan losses | 1,200,000 | 1,300,000 | 1,550,000 | 1,665,000 |
| Securities available for sale | 24,934,000 | 22,792,000 | 23,145,000 | 26,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,874,000 | 144,549,000 | 175,924,000 | 187,371,000 |
| Interest-bearing deposits | 119,734,000 | 131,481,000 | 159,623,000 | 174,935,000 |
| Noninterest-bearing deposits | 11,140,000 | 13,068,000 | 16,301,000 | 12,436,000 |
| Equity capital | 15,295,000 | 14,955,000 | 16,736,000 | 21,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,435,000 | 7,072,000 | 9,946,000 |
| Interest expense | 785,000 | 1,627,000 | 2,624,000 | 3,767,000 |
| Net interest income | 1,339,000 | 2,808,000 | 4,448,000 | 6,179,000 |
| Noninterest income | 86,000 | 178,000 | 288,000 | 380,000 |
| Noninterest expense | 987,000 | 2,008,000 | 3,156,000 | 4,254,000 |
| Provision for loan losses | 273,000 | 526,000 | 773,000 | 1,075,000 |
| Pretax income | 165,000 | 452,000 | 807,000 | 1,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 452,000 | 807,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,119,000 | 15,406,000 | 16,766,000 | 21,190,000 |
| Total capital | 16,319,000 | 16,706,000 | 18,316,000 | 22,855,000 |
| Risk-weighted assets | 145,582,000 | 156,925,000 | 180,528,000 | 202,476,000 |