Call reports 2003
FIRST DUPAGE BANK — 2003
What FIRST DUPAGE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 121,113,000 | 123,715,000 | 135,749,000 | 145,051,000 |
| Total loans | 78,874,000 | 89,993,000 | 99,415,000 | 108,563,000 |
| Allowance for loan losses | 922,000 | 1,025,000 | 1,000,000 | 925,000 |
| Securities available for sale | 33,131,000 | 23,598,000 | 26,917,000 | 25,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,267,000 | 100,759,000 | 107,635,000 | 110,140,000 |
| Interest-bearing deposits | 86,778,000 | 91,489,000 | 98,064,000 | 98,437,000 |
| Noninterest-bearing deposits | 7,489,000 | 9,270,000 | 9,571,000 | 11,703,000 |
| Equity capital | 10,351,000 | 10,440,000 | 10,678,000 | 12,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 3,010,000 | 4,649,000 | 6,434,000 |
| Interest expense | 715,000 | 1,447,000 | 2,176,000 | 2,906,000 |
| Net interest income | 756,000 | 1,563,000 | 2,473,000 | 3,528,000 |
| Noninterest income | 66,000 | 135,000 | 218,000 | 467,000 |
| Noninterest expense | 763,000 | 1,489,000 | 2,297,000 | 3,188,000 |
| Provision for loan losses | 37,000 | 204,000 | 256,000 | 472,000 |
| Pretax income | 95,000 | 221,000 | 354,000 | 560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 221,000 | 354,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,038,000 | 10,164,000 | 10,797,000 | 13,003,000 |
| Total capital | 10,960,000 | 11,189,000 | 11,797,000 | 13,928,000 |
| Risk-weighted assets | 92,603,000 | 102,939,000 | 112,853,000 | 122,306,000 |