Call reports 2009
CNLBANK, SOUTHWEST FLORIDA — 2009
What CNLBANK, SOUTHWEST FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 149,771,000 |
| Total loans | 120,298,000 |
| Allowance for loan losses | 2,975,000 |
| Securities available for sale | 13,858,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 126,880,000 |
| Interest-bearing deposits | 114,849,000 |
| Noninterest-bearing deposits | 12,031,000 |
| Equity capital | 21,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 1,675,000 |
| Interest expense | 736,000 |
| Net interest income | 939,000 |
| Noninterest income | 26,000 |
| Noninterest expense | 1,314,000 |
| Provision for loan losses | 24,000 |
| Pretax income | -373,000 |
| Income tax | -132,000 |
| Net income | -241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 21,653,000 |
| Total capital | 23,293,000 |
| Risk-weighted assets | 130,574,000 |