Call reports 2011
FIRST STATE BANK OF RED BUD — 2011
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,383,000 | 98,910,000 | 93,744,000 | 95,974,000 |
| Total loans | 41,090,000 | 40,526,000 | 40,181,000 | 39,481,000 |
| Allowance for loan losses | 2,730,000 | 2,682,000 | 2,636,000 | 2,512,000 |
| Securities available for sale | 45,709,000 | 47,957,000 | 45,863,000 | 45,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,559,000 | 84,481,000 | 80,006,000 | 82,302,000 |
| Interest-bearing deposits | 73,466,000 | 73,585,000 | 70,564,000 | 69,394,000 |
| Noninterest-bearing deposits | 10,093,000 | 10,896,000 | 9,442,000 | 12,908,000 |
| Equity capital | 10,798,000 | 11,529,000 | 11,883,000 | 11,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,959,000 | 2,898,000 | 3,814,000 |
| Interest expense | 326,000 | 654,000 | 933,000 | 1,162,000 |
| Net interest income | 652,000 | 1,305,000 | 1,965,000 | 2,652,000 |
| Noninterest income | 69,000 | 124,000 | 186,000 | 295,000 |
| Noninterest expense | 605,000 | 1,138,000 | 1,664,000 | 2,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 401,000 | 616,000 | 831,000 |
| Income tax | 41,000 | 140,000 | 216,000 | 317,000 |
| Net income | 75,000 | 261,000 | 400,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,019,000 | 8,738,000 | 9,027,000 | 9,124,000 |
| Total capital | 8,753,000 | 9,481,000 | 9,754,000 | 9,859,000 |
| Risk-weighted assets | 49,400,000 | 50,152,000 | 48,210,000 | 48,950,000 |