Call reports 2010
FIRST STATE BANK OF RED BUD — 2010
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 91,631,000 | 90,966,000 | 94,367,000 | 95,601,000 |
| Total loans | 44,746,000 | 44,217,000 | 43,312,000 | 43,145,000 |
| Allowance for loan losses | 2,104,000 | 1,786,000 | 1,205,000 | 2,702,000 |
| Securities available for sale | 34,616,000 | 31,543,000 | 40,239,000 | 43,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,449,000 | 79,028,000 | 81,927,000 | 83,052,000 |
| Interest-bearing deposits | 70,195,000 | 70,915,000 | 72,805,000 | 73,093,000 |
| Noninterest-bearing deposits | 8,254,000 | 8,113,000 | 9,122,000 | 9,959,000 |
| Equity capital | 8,352,000 | 8,248,000 | 8,182,000 | 10,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,923,000 | 2,821,000 | 3,770,000 |
| Interest expense | 400,000 | 819,000 | 1,210,000 | 1,592,000 |
| Net interest income | 551,000 | 1,104,000 | 1,611,000 | 2,178,000 |
| Noninterest income | 37,000 | 58,000 | 96,000 | -690,000 |
| Noninterest expense | 649,000 | 1,134,000 | 1,647,000 | 2,317,000 |
| Provision for loan losses | 129,000 | 622,000 | 871,000 | 2,625,000 |
| Pretax income | -149,000 | -429,000 | -574,000 | -3,217,000 |
| Income tax | -67,000 | -164,000 | -210,000 | -1,076,000 |
| Net income | -82,000 | -265,000 | -364,000 | -2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,338,000 | 6,113,000 | 5,991,000 | 7,896,000 |
| Total capital | 7,106,000 | 6,859,000 | 6,733,000 | 8,638,000 |
| Risk-weighted assets | 55,067,000 | 58,629,000 | 58,864,000 | 50,292,000 |