Call reports 2009
FIRST STATE BANK OF RED BUD — 2009
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,167,000 | 105,501,000 | 96,946,000 | 90,936,000 |
| Total loans | 56,078,000 | 52,153,000 | 47,493,000 | 45,718,000 |
| Allowance for loan losses | 2,146,000 | 2,215,000 | 2,176,000 | 2,125,000 |
| Securities available for sale | 19,390,000 | 19,948,000 | 16,205,000 | 22,563,000 |
| Securities held to maturity | 8,424,000 | 7,676,000 | 10,550,000 | 8,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,087,000 | 88,324,000 | 81,202,000 | 78,553,000 |
| Interest-bearing deposits | 81,483,000 | 79,197,000 | 72,054,000 | 69,223,000 |
| Noninterest-bearing deposits | 9,604,000 | 9,127,000 | 9,148,000 | 9,330,000 |
| Equity capital | 9,432,000 | 8,674,000 | 8,173,000 | 7,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,395,000 | 3,452,000 | 4,404,000 |
| Interest expense | 645,000 | 1,254,000 | 1,778,000 | 2,240,000 |
| Net interest income | 649,000 | 1,141,000 | 1,674,000 | 2,164,000 |
| Noninterest income | 73,000 | 164,000 | 75,000 | 64,000 |
| Noninterest expense | 823,000 | 1,744,000 | 2,627,000 | 3,451,000 |
| Provision for loan losses | 0 | 670,000 | 1,311,000 | 1,559,000 |
| Pretax income | -98,000 | -1,106,000 | -1,900,000 | -2,396,000 |
| Income tax | -18,000 | -378,000 | -659,000 | -685,000 |
| Net income | -80,000 | -728,000 | -1,241,000 | -1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,142,000 | 7,057,000 | 6,272,000 | 5,658,000 |
| Total capital | 8,945,000 | 7,807,000 | 6,966,000 | 6,451,000 |
| Risk-weighted assets | 62,879,000 | 58,502,000 | 54,046,000 | 62,130,000 |