Call reports 2007
FIRST STATE BANK OF RED BUD — 2007
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 101,244,000 | 100,860,000 | 101,995,000 | 104,277,000 |
| Total loans | 60,312,000 | 62,312,000 | 62,888,000 | 66,080,000 |
| Allowance for loan losses | 1,133,000 | 1,139,000 | 1,508,000 | 1,602,000 |
| Securities available for sale | 27,141,000 | 24,337,000 | 25,587,000 | 25,178,000 |
| Securities held to maturity | 6,261,000 | 6,753,000 | 7,670,000 | 7,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,857,000 | 78,044,000 | 77,863,000 | 79,844,000 |
| Interest-bearing deposits | 70,449,000 | 67,869,000 | 67,908,000 | 70,226,000 |
| Noninterest-bearing deposits | 9,408,000 | 10,175,000 | 9,955,000 | 9,618,000 |
| Equity capital | 13,649,000 | 13,581,000 | 12,631,000 | 13,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,981,000 | 4,567,000 | 6,029,000 |
| Interest expense | 674,000 | 1,368,000 | 2,110,000 | 2,901,000 |
| Net interest income | 795,000 | 1,613,000 | 2,457,000 | 3,128,000 |
| Noninterest income | 75,000 | 159,000 | 233,000 | 321,000 |
| Noninterest expense | 556,000 | 1,102,000 | 1,666,000 | 2,200,000 |
| Provision for loan losses | 0 | 0 | 1,380,000 | 1,380,000 |
| Pretax income | 279,000 | 635,000 | -391,000 | -166,000 |
| Income tax | 85,000 | 186,000 | 289,000 | -251,000 |
| Net income | 194,000 | 449,000 | -680,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,745,000 | 13,841,000 | 12,713,000 | 13,256,000 |
| Total capital | 14,580,000 | 14,706,000 | 13,586,000 | 14,148,000 |
| Risk-weighted assets | 65,703,000 | 68,942,000 | 69,235,000 | 70,663,000 |