Call reports 2006
FIRST STATE BANK OF RED BUD — 2006
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 93,410,000 | 95,107,000 | 97,750,000 | 100,282,000 |
| Total loans | 55,714,000 | 57,482,000 | 59,446,000 | 59,803,000 |
| Allowance for loan losses | 1,054,000 | 1,040,000 | 1,040,000 | 1,132,000 |
| Securities available for sale | 27,146,000 | 26,738,000 | 26,958,000 | 25,941,000 |
| Securities held to maturity | 4,678,000 | 5,368,000 | 5,628,000 | 6,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,558,000 | 73,369,000 | 76,697,000 | 79,187,000 |
| Interest-bearing deposits | 64,673,000 | 64,070,000 | 67,473,000 | 68,644,000 |
| Noninterest-bearing deposits | 8,885,000 | 9,299,000 | 9,224,000 | 10,543,000 |
| Equity capital | 12,855,000 | 12,791,000 | 13,295,000 | 13,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,575,000 | 4,013,000 | 5,525,000 |
| Interest expense | 471,000 | 994,000 | 1,632,000 | 2,298,000 |
| Net interest income | 773,000 | 1,581,000 | 2,381,000 | 3,227,000 |
| Noninterest income | 79,000 | 150,000 | 234,000 | 322,000 |
| Noninterest expense | 510,000 | 1,068,000 | 1,586,000 | 2,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 663,000 | 1,029,000 | 1,426,000 |
| Income tax | 90,000 | 201,000 | 303,000 | 414,000 |
| Net income | 252,000 | 462,000 | 726,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,203,000 | 13,253,000 | 13,517,000 | 13,550,000 |
| Total capital | 13,950,000 | 14,022,000 | 14,311,000 | 14,371,000 |
| Risk-weighted assets | 59,486,000 | 61,245,000 | 63,272,000 | 65,359,000 |