Call reports 2003
FIRST STATE BANK OF RED BUD — 2003
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 91,324,000 | 92,079,000 | 90,669,000 | 93,397,000 |
| Total loans | 34,415,000 | 33,576,000 | 33,868,000 | 34,723,000 |
| Allowance for loan losses | 633,000 | 640,000 | 644,000 | 644,000 |
| Securities available for sale | 45,859,000 | 47,737,000 | 47,061,000 | 49,592,000 |
| Securities held to maturity | 3,660,000 | 3,668,000 | 3,675,000 | 3,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,736,000 | 77,897,000 | 75,879,000 | 78,629,000 |
| Interest-bearing deposits | 66,287,000 | 67,159,000 | 67,235,000 | 69,671,000 |
| Noninterest-bearing deposits | 9,449,000 | 10,738,000 | 8,644,000 | 8,958,000 |
| Equity capital | 11,673,000 | 11,880,000 | 11,735,000 | 11,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,356,000 | 3,390,000 | 4,465,000 |
| Interest expense | 456,000 | 890,000 | 1,281,000 | 1,655,000 |
| Net interest income | 721,000 | 1,466,000 | 2,109,000 | 2,810,000 |
| Noninterest income | 30,000 | 46,000 | 84,000 | 126,000 |
| Noninterest expense | 419,000 | 853,000 | 1,261,000 | 1,788,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 325,000 | 653,000 | 985,000 | 1,230,000 |
| Income tax | 63,000 | 136,000 | 217,000 | 285,000 |
| Net income | 262,000 | 517,000 | 768,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,159,000 | 11,274,000 | 11,525,000 | 11,614,000 |
| Total capital | 11,657,000 | 11,770,000 | 12,075,000 | 12,161,000 |
| Risk-weighted assets | 39,734,000 | 39,522,000 | 43,880,000 | 43,640,000 |