Call reports 2002
FIRST STATE BANK OF RED BUD — 2002
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 92,141,000 | 91,294,000 | 89,404,000 | 91,089,000 |
| Total loans | 31,872,000 | 31,519,000 | 30,291,000 | 31,742,000 |
| Allowance for loan losses | 522,000 | 618,000 | 604,000 | 580,000 |
| Securities available for sale | 49,440,000 | 48,386,000 | 48,427,000 | 48,624,000 |
| Securities held to maturity | 4,651,000 | 4,378,000 | 4,285,000 | 3,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,222,000 | 76,794,000 | 74,904,000 | 76,633,000 |
| Interest-bearing deposits | 69,638,000 | 69,162,000 | 67,453,000 | 67,983,000 |
| Noninterest-bearing deposits | 8,584,000 | 7,632,000 | 7,451,000 | 8,650,000 |
| Equity capital | 11,457,000 | 11,880,000 | 12,148,000 | 12,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,656,000 | 3,897,000 | 5,086,000 |
| Interest expense | 672,000 | 1,282,000 | 1,846,000 | 2,343,000 |
| Net interest income | 688,000 | 1,374,000 | 2,051,000 | 2,743,000 |
| Noninterest income | 26,000 | 53,000 | 76,000 | 107,000 |
| Noninterest expense | 419,000 | 789,000 | 1,306,000 | 1,800,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 205,000 | 511,000 | 678,000 | 870,000 |
| Income tax | 42,000 | 123,000 | 156,000 | 172,000 |
| Net income | 163,000 | 388,000 | 522,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,345,000 | 11,387,000 | 11,521,000 | 11,557,000 |
| Total capital | 11,785,000 | 11,828,000 | 11,961,000 | 12,028,000 |
| Risk-weighted assets | 35,156,000 | 35,202,000 | 35,061,000 | 37,596,000 |