Call reports 2001
FIRST STATE BANK OF RED BUD — 2001
What FIRST STATE BANK OF RED BUD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,889,000 | 86,992,000 | 88,600,000 | 91,630,000 |
| Total loans | 38,267,000 | 36,747,000 | 35,207,000 | 34,496,000 |
| Allowance for loan losses | 535,000 | 551,000 | 590,000 | 518,000 |
| Securities available for sale | 36,392,000 | 34,960,000 | 38,194,000 | 43,950,000 |
| Securities held to maturity | 6,095,000 | 6,101,000 | 6,107,000 | 4,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,188,000 | 71,374,000 | 72,552,000 | 76,320,000 |
| Interest-bearing deposits | 62,551,000 | 63,753,000 | 64,225,000 | 66,950,000 |
| Noninterest-bearing deposits | 7,637,000 | 7,621,000 | 8,327,000 | 9,370,000 |
| Equity capital | 11,864,000 | 11,300,000 | 11,596,000 | 11,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 2,884,000 | 4,358,000 | 5,732,000 |
| Interest expense | 821,000 | 1,631,000 | 2,412,000 | 3,153,000 |
| Net interest income | 650,000 | 1,253,000 | 1,946,000 | 2,579,000 |
| Noninterest income | 25,000 | 53,000 | 79,000 | 114,000 |
| Noninterest expense | 344,000 | 668,000 | 1,084,000 | 1,648,000 |
| Provision for loan losses | 30,000 | 1,110,000 | 1,376,000 | 1,485,000 |
| Pretax income | 301,000 | -467,000 | -430,000 | -435,000 |
| Income tax | 76,000 | -60,000 | -117,000 | -360,000 |
| Net income | 225,000 | -407,000 | -313,000 | -75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,631,000 | 11,000,000 | 11,080,000 | 11,197,000 |
| Total capital | 12,137,000 | 11,474,000 | 11,534,000 | 11,655,000 |
| Risk-weighted assets | 40,449,000 | 37,904,000 | 36,149,000 | 36,607,000 |