Call reports 2001
HOME SAVINGS, INC. SSB — 2001
What HOME SAVINGS, INC. SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 106,499,000 | 105,242,000 |
| Total loans | 90,411,000 | 88,574,000 |
| Allowance for loan losses | 600,000 | 604,000 |
| Securities available for sale | 4,907,000 | 4,413,000 |
| Securities held to maturity | 3,499,000 | 2,679,000 |
| Trading assets | 0 | 0 |
| Total deposits | 73,734,000 | 85,942,000 |
| Interest-bearing deposits | 73,467,000 | 85,678,000 |
| Noninterest-bearing deposits | 267,000 | 264,000 |
| Equity capital | 18,350,000 | 18,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 1,905,000 | 3,812,000 |
| Interest expense | 1,138,000 | 2,133,000 |
| Net interest income | 767,000 | 1,679,000 |
| Noninterest income | 10,000 | 25,000 |
| Noninterest expense | 409,000 | 1,167,000 |
| Provision for loan losses | 5,000 | 9,000 |
| Pretax income | 363,000 | 528,000 |
| Income tax | 132,000 | 323,000 |
| Net income | 231,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 17,730,000 | 17,733,000 |
| Total capital | 18,330,000 | 18,337,000 |
| Risk-weighted assets | 54,723,000 | 55,138,000 |