Call reports 2026
STATE BANK OF BERN — 2026
What STATE BANK OF BERN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 126,405,000 | 128,197,000 |
| Total loans | 69,567,000 | 69,504,000 |
| Allowance for loan losses | 961,000 | 962,000 |
| Securities available for sale | 40,892,000 | 45,610,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 105,504,000 | 106,655,000 |
| Interest-bearing deposits | 65,966,000 | 67,814,000 |
| Noninterest-bearing deposits | 39,538,000 | 38,841,000 |
| Equity capital | 20,394,000 | 21,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,575,000 | 3,190,000 |
| Interest expense | 514,000 | 1,036,000 |
| Net interest income | 1,061,000 | 2,154,000 |
| Noninterest income | 18,000 | 34,000 |
| Noninterest expense | 461,000 | 976,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 618,000 | 1,212,000 |
| Income tax | 118,000 | 229,000 |
| Net income | 500,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,657,000 | 22,139,000 |