Call reports 2001
STATE BANK OF BERN — 2001
What STATE BANK OF BERN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,400,000 | 25,093,000 | 25,116,000 | 25,518,000 |
| Total loans | 10,346,000 | 9,740,000 | 9,335,000 | 9,633,000 |
| Allowance for loan losses | 187,000 | 217,000 | 257,000 | 257,000 |
| Securities available for sale | 13,407,000 | 13,002,000 | 11,845,000 | 11,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,160,000 | 20,825,000 | 20,723,000 | 21,373,000 |
| Interest-bearing deposits | 20,026,000 | 18,732,000 | 18,484,000 | 18,733,000 |
| Noninterest-bearing deposits | 2,134,000 | 2,093,000 | 2,239,000 | 2,640,000 |
| Equity capital | 3,894,000 | 3,926,000 | 4,022,000 | 3,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 966,000 | 1,429,000 | 1,853,000 |
| Interest expense | 242,000 | 494,000 | 713,000 | 905,000 |
| Net interest income | 251,000 | 472,000 | 716,000 | 948,000 |
| Noninterest income | 7,000 | 16,000 | 21,000 | 29,000 |
| Noninterest expense | 129,000 | 267,000 | 401,000 | 598,000 |
| Provision for loan losses | 0 | 30,000 | 70,000 | 70,000 |
| Pretax income | 129,000 | 191,000 | 273,000 | 316,000 |
| Income tax | 30,000 | 45,000 | 88,000 | 110,000 |
| Net income | 99,000 | 146,000 | 185,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,658,000 | 3,705,000 | 3,745,000 | 3,715,000 |
| Total capital | 3,845,000 | 3,877,000 | 3,914,000 | 3,887,000 |
| Risk-weighted assets | 14,995,000 | 13,749,000 | 13,406,000 | 13,613,000 |