Call reports 2022
FLAGSTAR BANK, FSB — 2022
What FLAGSTAR BANK, FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 23,192,133,000 | 24,847,064,000 | 25,391,417,000 |
| Total loans | 17,967,578,000 | 19,280,882,000 | 18,993,365,000 |
| Allowance for loan losses | 130,646,000 | 122,158,000 | 126,143,000 |
| Securities available for sale | 2,008,478,000 | 2,344,666,000 | 2,625,907,000 |
| Securities held to maturity | 189,676,000 | 173,392,000 | 158,971,000 |
| Trading assets | 298,706,000 | 210,437,000 | 330,432,000 |
| Total deposits | 18,047,969,000 | 17,326,944,000 | 17,444,216,000 |
| Interest-bearing deposits | 10,728,591,000 | 10,177,014,000 | 9,969,754,000 |
| Noninterest-bearing deposits | 7,319,378,000 | 7,149,930,000 | 7,474,462,000 |
| Equity capital | 2,884,501,000 | 2,853,427,000 | 2,784,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 179,440,000 | 389,330,000 | 645,287,000 |
| Interest expense | 9,579,000 | 22,304,000 | 52,456,000 |
| Net interest income | 169,861,000 | 367,026,000 | 592,831,000 |
| Noninterest income | 511,165,000 | 770,497,000 | 957,540,000 |
| Noninterest expense | 611,613,000 | 994,014,000 | 1,301,961,000 |
| Provision for loan losses | -2,368,000 | -10,150,000 | -6,199,000 |
| Pretax income | 73,220,000 | 156,612,000 | 256,545,000 |
| Income tax | 15,959,000 | 34,204,000 | 55,768,000 |
| Net income | 57,261,000 | 122,408,000 | 200,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 2,758,481,000 | 2,824,178,000 | 2,741,168,000 |
| Total capital | 2,875,215,000 | 2,930,912,000 | 2,852,902,000 |
| Risk-weighted assets | 18,724,429,000 | 20,111,991,000 | 21,143,523,000 |
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