Call reports 2021
FLAGSTAR BANK, FSB — 2021
What FLAGSTAR BANK, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 29,392,867,000 | 27,043,034,000 | 26,994,924,000 | 25,437,685,000 |
| Total loans | 24,430,755,000 | 22,415,807,000 | 22,591,094,000 | 20,111,266,000 |
| Allowance for loan losses | 241,078,000 | 202,296,000 | 170,638,000 | 154,206,000 |
| Securities available for sale | 1,762,421,000 | 1,821,816,000 | 1,801,087,000 | 1,803,204,000 |
| Securities held to maturity | 318,501,000 | 270,008,000 | 236,236,000 | 205,056,000 |
| Trading assets | 265,281,000 | 44,106,000 | 83,397,000 | 60,011,000 |
| Total deposits | 20,347,120,000 | 19,797,145,000 | 20,345,772,000 | 18,688,689,000 |
| Interest-bearing deposits | 10,824,555,000 | 10,934,345,000 | 11,454,002,000 | 11,136,803,000 |
| Noninterest-bearing deposits | 9,522,565,000 | 8,862,800,000 | 8,891,770,000 | 7,551,886,000 |
| Equity capital | 2,683,378,000 | 2,625,684,000 | 2,779,898,000 | 2,862,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 209,660,000 | 410,043,000 | 620,455,000 | 817,534,000 |
| Interest expense | 14,223,000 | 26,747,000 | 38,542,000 | 49,247,000 |
| Net interest income | 195,437,000 | 383,296,000 | 581,913,000 | 768,287,000 |
| Noninterest income | 437,743,000 | 642,683,000 | 919,050,000 | 1,150,253,000 |
| Noninterest expense | 460,719,000 | 706,954,000 | 1,001,697,000 | 1,316,912,000 |
| Provision for loan losses | -24,343,000 | -62,056,000 | -87,163,000 | -100,819,000 |
| Pretax income | 200,391,000 | 390,886,000 | 594,576,000 | 714,161,000 |
| Income tax | 46,154,000 | 90,221,000 | 138,038,000 | 164,894,000 |
| Net income | 154,237,000 | 300,665,000 | 456,538,000 | 549,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,522,572,000 | 2,464,357,000 | 2,618,620,000 | 2,706,497,000 |
| Total capital | 2,740,155,000 | 2,634,169,000 | 2,765,932,000 | 2,838,809,000 |
| Risk-weighted assets | 21,141,009,000 | 20,394,665,000 | 20,608,296,000 | 19,382,384,000 |
Machine access — free, no API key
Every figure shown here about FLAGSTAR BANK, FSB — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.